- Ingenico ePayments / Ogone platform
- Ingenico ePayments / GlobalCollect platform
How can ecosystems in payment technology surface the power and value found in the use of APIs to enrich the merchant offer and customer experience? From enabling alternative payment systems driven by QR codes to digital receipting that reduces environmental waste, joined up services driven by APIs are everywhere.
New technologies usually crush existing ones; the metal tool supplanted the stone axe, the video tape fell to the DVD, then Blu-Ray and now streaming services. Does the use of COTS devices for payment ring the imminent death knell for the dedicated payment terminal?
Not so long-ago, companies relied on servers and systems that resided in their own premises. If more capacity was needed a new server would need to be spun up, a task that could take weeks and would then need to be maintained, kept up to date via patches and capable of scaling as the company grew over the following years. This was a complex and costly exercise, one that would frighten the hardiest of IT managers.
Putting aside the challenge presented by COVID for a few minutes, the pace at which we normally run to deliver on the ambitions of our businesses has never been faster. With each passing year, whenever we take a pause and draw breath, we pinch ourselves and reflect on the fact that we can't maintain this pace and that there is no more gas in the tank to give.
The past 18 months have marked a clear shift in the market’s appetite for Android payment devices. Having been in the market for a few years now, the level of demand for Android and the drive to adopt was light. However, the tide has changed, the market has clearly spoken, and Android is on the rise.
Much has been written about the realities facing retailers during the COVID-19 pandemic. The regular feed of headlines heralding the demise of established brands, both big and small, makes for grim reading.
But here in Ireland, a glimmer of hope has emerged as consumers seek solace in small, local businesses, run by people who live nearby. Indeed, as we continue to grapple with the impact of the pandemic, the experience of buying locally from a friendly face offers a small measure of reassuring normality that many of us will have missed.